Founded in June 2015 by John Bargis, and very recently launched in Quebec under it’s brand CCHIQ in partnership Re/Max Quebec, the Coalition of Independent Mortgage Brokers of Canada (CIMBC) was established to provide an alternative to the mortgage franchise and network model, and to redefine the relationship between brokers and lenders in a meaningful way. 

Over the past decade, CIMBC has established itself as the leading advocate for independent mortgage brokerages, demonstrating that the advantages of national scale and independent ownership can successfully coexist. It is a model some continue to imitate but never duplicate. This truly is the best compliment and testament to the success of our organization.

Today, CIMBC represents more than 90 truly independent mortgage brokerage brands nationwide, collectively accounting for over $10 billion in mortgage volume. The organization has brought independent brokerage owners together under a cohesive front to strengthen their collective influence while preserving their individual business identities. This is the reason behind our corporate catchphrase, “Unity Empowers.”

Strategy & Objectives

CIMBC’s model has proven to strengthen the competitiveness, productivity, profitability, and long-term sustainability of independent mortgage brokerages across Canada, something we are very proud of.

Central to its strategy is leveraging the combined mortgage volume of its membership to establish stronger, more meaningful relationships with its lender partners.

Value Proposition

Through collaboration with its members and lending partners, CIMBC promotes tangible commercial and operational excellence, responsible business practices, and an environment in which independent brokerage owners can focus on growing their businesses while serving their clients’ needs.

Competitive Lender Compensation: CIMBC’s aggregation status enables members to benefit from compensation arrangements that reflect the collective volume and influence of the organization.
Lender and Product Access: Established lender partnerships provide members with a diverse range of mortgage solutions to address varying borrower needs and strengthen their competitive position.
Independent Brand Ownership: Members retain control of their brokerage names, identities, and market positioning, allowing them to build lasting recognition and equity in their own businesses.
Operational Efficiency and Business Growth: Strategic partnerships and collective business opportunities help members improve efficiencies, manage operating costs, and identify opportunities for sustainable growth.
Regulatory Education and Compliance Support: CIMBC has invested in member education and worked alongside its technology partner to develop systems and resources that help brokerages navigate FINTRAC requirements. These initiatives support informed, consistent compliance practices in an increasingly complex regulatory environment.
Peer Collaboration and Industry Expertise: Members benefit from a national community of experienced brokerage owners who exchange insights, share best practices, and collaborate on industry challenges and opportunities.

Differentiation & Future Outlook

Unlike traditional network models that emphasize a common corporate identity and control of the business, CIMBC allows its brokerage owners to retain full control of their own destiny while participating in a well-recognized national aggregate structure.

As Canada’s mortgage industry evolves, CIMBC remains committed to advancing the interests of independent brokerage owners and their brokers/agents by increasingly strengthening lender partnerships and supporting a more competitive and sustainable independent broker channel.

If you’re interested in hearing more about how we can help your mortgage brokerage business, we welcome your confidential inquiry by email at info@cimbc.ca or by phone at 1-866-448-3343.

Independent by choice. Empowered Together!

 Founded in June 2015 by John Bargis, and very recently launched in Quebec under it’s brand CCHIQ in partnership Re/Max Quebec, the Coalition of Independent Mortgage Brokers of Canada (CIMBC) was established to provide an alternative to the mortgage franchise and network model, and to redefine the relationship between brokers and lenders in a meaningful way. 

Over the past decade, CIMBC has established itself as the leading advocate for independent mortgage brokerages, demonstrating that the advantages of national scale and independent ownership can successfully coexist. It is a model some continue to imitate but never duplicate. This truly is the best compliment and testament to the success of our organization.

Today, CIMBC represents more than 90 truly independent mortgage brokerage brands nationwide, collectively accounting for over $10 billion in mortgage volume. The organization has brought independent brokerage owners together under a cohesive front to strengthen their collective influence while preserving their individual business identities. This is the reason behind our corporate catchphrase, “Unity Empowers.”

Strategy & Objectives

CIMBC’s model has proven to strengthen the competitiveness, productivity, profitability, and long-term sustainability of independent mortgage brokerages across Canada, something we are very proud of.

Central to its strategy is leveraging the combined mortgage volume of its membership to establish stronger, more meaningful relationships with its lender partners.

Value Proposition

Through collaboration with its members and lending partners, CIMBC promotes tangible commercial and operational excellence, responsible business practices, and an environment in which independent brokerage owners can focus on growing their businesses while serving their clients’ needs.

Competitive Lender Compensation: CIMBC’s aggregation status enables members to benefit from compensation arrangements that reflect the collective volume and influence of the organization.
Lender and Product Access: Established lender partnerships provide members with a diverse range of mortgage solutions to address varying borrower needs and strengthen their competitive position.
Independent Brand Ownership: Members retain control of their brokerage names, identities, and market positioning, allowing them to build lasting recognition and equity in their own businesses.
Operational Efficiency and Business Growth: Strategic partnerships and collective business opportunities help members improve efficiencies, manage operating costs, and identify opportunities for sustainable growth.
Regulatory Education and Compliance Support: CIMBC has invested in member education and worked alongside its technology partner to develop systems and resources that help brokerages navigate FINTRAC requirements. These initiatives support informed, consistent compliance practices in an increasingly complex regulatory environment.
Peer Collaboration and Industry Expertise: Members benefit from a national community of experienced brokerage owners who exchange insights, share best practices, and collaborate on industry challenges and opportunities.

Differentiation & Future Outlook

Unlike traditional network models that emphasize a common corporate identity and control of the business, CIMBC allows its brokerage owners to retain full control of their own destiny while participating in a well-recognized national aggregate structure.

As Canada’s mortgage industry evolves, CIMBC remains committed to advancing the interests of independent brokerage owners and their brokers/agents by increasingly strengthening lender partnerships and supporting a more competitive and sustainable independent broker channel.

If you’re interested in hearing more about how we can help your mortgage brokerage business, we welcome your confidential inquiry by email at info@cimbc.ca or by phone at 1-866-448-3343.

Independent by choice. Empowered Together!

CMI Canadian Mortgages Inc. (CMI) is a private mortgage lender, working exclusively through the mortgage broker channel. With roots as a mortgage brokerage, and a reputation for transparency, professionalism, ethical lending and exceptional service, CMI takes a common-sense approach to partnering with brokers to serve a diverse range of borrowers, ensuring accessible solutions available to all. Widely recognized as a tech-forward and innovative industry leader, CMI is one of Canada’s fastest-growing companies and one of the country’s largest private lenders by new originations, with over $1.8 billion in mortgage fundings since inception. CMI was recognized by industry peers as Private Lender of the Year at the 2022 Mortgage Awards of Excellence. 

For more than 50 years, EQ Bank has taken an entrepreneurial approach to carving niches and thriving as Canada’s Challenger Bank™. Equitable Bank builds strong relationships with brokers and credit unions and offers innovative products and exceptional service to diverse personal and commercial clients nationwide. 

 Grechi Carter is a Toronto-based law firm focused on private lending, secured financing, real estate transactions, and mortgage enforcement across Ontario.
We act for Mortgage Investment Corporations (MICs), private lenders, family offices, investment funds, and institutional lending platforms, providing strategic legal support throughout the lending lifecycle—from loan origination and security registration to enforcement, recovery, and litigation.
Our team combines deep industry knowledge with the systems and capacity required to support both high-volume institutional lenders and growing private lending operations. We regularly advise on residential, commercial, construction, and development financing, while maintaining one of Ontario's most active mortgage enforcement practices.
Known for practical advice, efficient execution, and a strong understanding of the alternative lending market, Grechi Carter is a trusted legal partner to lenders across the province.

At Haventree Bank, we’re for the grinders – the clients who get knocked down but get back up again. Because they’re the ones with potential. We have an experienced team that’ll get to know your client thoroughly and work alongside you to accomplish what needs to be done. We specialize in offering residential mortgage financing for borrowers who do not satisfy the underwriting criteria of other mortgage lenders. If your clients are in business for themselves, have bruised credit or have thin credit, we can help.
  
Business For Self – Do your clients have their own business? Are you finding financing challenging? If your clients are a sole proprietor, in a partnership, or are incorporated, Haventree Bank has flexible mortgage solutions specifically suited to their needs. We offer one to five (1-5) year terms with very competitive rates. 

Bruised Credit – Your clients are not alone. When life events play havoc with their mortgage needs – job loss, divorce, illness, etc. – Haventree Bank is here to help with alternative residential mortgage solutions that will get them back on their feet in no time. Our mortgage experts will structure a program with a mortgage solution designed to help your clients repair their credit quickly. 

Thin or No Credit – Being new to the world of credit shouldn’t stop your client’s from meeting the dream of home ownership. At Haventree Bank, we know the challenges you can face when securing a loan without a strong credit history for your client. 

MCAN Mortgage Corporation is proudly owned by MCAN Financial Group (TSX: MKP), a federally regulated mortgage investment corporation, funded by CDIC-eligible term deposits, invests primarily in Canadian single-family and residential construction mortgages. 

 REMIC has been transforming students into entrepreneurs for over 15 years, offering the industry leading mortgage agent course, and now the mortgage broker course to over 10,000 students per year. REMIC is dedicated to supporting the mortgage brokerage industry through cutting edge education, one mortgage professional at a time.

Founded in 1996, RFA (Realty Financial Advisors) is a Canadian-owned real estate investment firm grounded in the Commercial and Asset Management segments. RFA and its investment partners are active participants in a wide array of real estate focused portfolios, including debt financing transactions, REITs, retirement homes, and direct investments in office, retail, industrial and multifamily residential properties. Combined, the RFA group of companies have over $65 Billion in assets under management and an additional $25+ Billion in assets under administration.

RFA’s residential mortgage lending business is operated by RFA Mortgage Corporation and RFA Bank of Canada, a federally regulated Schedule I Bank. RFA Mortgage Corporation specializes in Prime lending (Insured, Insurable, Uninsurable), while RFA Bank of Canada is a balance sheet based Alternative mortgage lender (Alt-A and B lending). Combined, RFA offers mortgage brokers a one-stop shop with our full suite of competitive Prime and Alternative mortgages.

RFA’s strategic vision is to be a long-term leader in the residential lending segment by offering a value proposition beyond just rate and compensation. Through building a competitive broker experience and solutions-oriented product suite, RFA’s goal is to be recognized and recommended by our mortgage broker partners, mortgagors, and other strategic partners, for our financing solutions and broker/client experience. Visit brokersfirst.ca to become a registered broker with RFA.

Visit www.rfa.ca or www.brokersfirst.ca to learn more about our Products, Promotions and Broker Status Program.

RPS is a leading national appraisal management company in Canada with a network of over 3,500 appraisers providing property valuation services to major financial institutions across the country. RPS is also a leading provider of residential data solutions including the RPS House Price Index, Automated Valuation Model (AVM), Portfolio Valuation Services, and Collateral Assessment Review (CAR).  

HomeEquity Bank is the leading provider of reverse mortgages in Canada dedicated to helping Canadian homeowners 55+ live retirement their way by providing a safe, secure, and simple way to access the equity they’ve built up in their homes through financial solutions like the CHIP Reverse Mortgage®, CHIP MAX®, Income Advantage® and CHIP Open®.

Since 1986, HomeEquity bank has offered solutions that allow Canadians to access up to 55% of the value of their home without the stress of monthly payments. Whether Canadians are looking to pay off debt, take a vacation, or simply to have a steady stream of income to supplement their CPP and OAS throughout their retirement, HomeEquity Bank offers financial solutions to meet their unique needs.

HomeEquity Bank has helped tens of thousands of Canadians by offering financial solutions designed specifically for homeowners age 55+ so that they can live retirement their way in the home they love.

For more information, visit: chipadvisor.ca

We’re a bank – but not just any bank. We’re focused on growing the good for our customers and our communities, helping our clients and supporting their growth and innovation. As the 8th largest bank in North America by assets, and leading with over 200 years of experience, our goal is to help our customers, their families, and businesses achieve real financial progress. 

“The Gems By You Custom Bracelet-Making Experience offers a refined and interactive setting ideal for corporate team-building and client engagement. Guests are guided through the process of designing a personalized gemstone bracelet, fostering creativity, collaboration, and meaningful connection. 

Whether hosting valued clients or bringing teams together, this elevated hands-on experience provides a distinctive alternative to traditional events—allowing participants to leave with a beautifully crafted piece that serves as a lasting reminder of the occasion.” 

Arthur Stollery, a mining entrepreneur and son of the well-known Toronto clothier, bought the rolling farmland at the corner of Kennedy Road and Major MacKenzie Drive in Markham in 1957 to raise Black Aberdeen Angus cattle and champion thoroughbreds. 

He named the property Angus Glen Farm, which later grew to 1800 acres, and became his home. In 1967 he began breeding thoroughbred race horses. For more than two decades, Angus Glen bred horses which achieved racing success both in Canada and internationally; including twelve stakes winners, most notably Talkin’ Man, Kennedy Road and Laurie’s Dancer. 

After years touring the farmlands, Arthur Stollery, an avid golfer, began building a golf course in 1992, on some of the original horse paddocks, and in the valley where Black Angus cattle once grazed. Parts of the original farm, which still operates, can be seen adjacent to many of the golf holes. Arthur Stollery passed away in 1994, but the Stollery family completed his masterpiece and the course opened to the public in 1995. That year, Golf Digest magazine ranked Angus Glen as the Best New Course in Canada. 

In 1996 Gordon Stollery took the vision of his father one step further by building a community around Angus Glen Golf Club. During the building of the community Angus Glen acquired Kylemore homes which strives to build quality homes, while “Exceeding Excellence”. Continuing the tradition of excellence, Angus Glen is known for its outstanding personal service. Angus Glen provides golfers with the experience of a first class private golf club within a public facility, accessible to all. 

Gordon Stollery adds, “Angus Glen Community and the Golf Course symbolize what my father always strove to achieve… excellence while remembering his roots.” 

Orient Retreat Spa has served spa enthusiasts since 1988, guided by a simple philosophy: "share love through spa." With locations across Toronto, Los Angeles, and Taiwan, we offer facials, therapeutic massage, med aesthetics, and exclusive in-house skincare. Experience genuine well-being, total relaxation, and lasting results. 

The Fitzroy is Canada’s dress rental service, offering a curated collection of designer dresses, jumpsuits, and accessories for life’s most special occasions. Founded in 2016, we champion a more sustainable way to dress! We make luxury fashion accessible, circular, and unforgettable for every event where you need to get fancy.